The Relationship OS for Insurance
We connect your infrastructure with the one place 4 billion people already carry. Contracts, claims, prevention, payment — one touchpoint, every line of business.

Wallet Technology
Your policy admin, claims system, CRM, partner network — they all work. They just never reach the customer. We plug into what you already have and make it visible, valuable, and usable. Through the wallet your customers already carry.
97%
retention (vs. ~24% for apps)
50-90%
activation
>25%
service engagement
7
weeks to go live
Wallet Technology
The things your customers actually experience. The things that turn a policy from a piece of paper into a living relationship.
Digital insurance card in Apple Wallet & Google Wallet on day one. Relationship channel established — no app download needed.
Compliant, individualised communication that helps your customer avoid damage — not just file a claim after.
Customer starts a claim directly from the wallet card. No portal, no app, no login, no paperwork.
The insurer delivers on their promise in the moment it matters. No advance, no paperwork, no weeks of waiting.
One tap and your customer is connected to your entire partner network. No registration, no searching, no hotline.
Proactive impulses at exactly the right moment — routed into your existing processes.

Fallstudien
30+ carriers across the world. Motor, life, health, travel, property, fleet. From single use case to global rollout.

















€7M
per million clients processed
Wallet Technology
For every million clients processed, our customers generate €7M in measurable impact. Not through new products — through activating what's already there. The prevention program nobody uses. The partner network nobody finds. The renewal that starts too late.
Features
No need to build anything new — our platform lets you seamlessly customize and compose, saving time and effort for everyone.
One solution, all platforms. Build and design a wallet solution that works seamlessly across Apple, Google, and all devices.
Easily add powerful features to your wallet solution with simple drag-and-drop actions. Create interactive, seamless, omnichannel experiences.
Send intelligent, personalized notifications and updates, triggered by customer actions, data, or events—maximizing engagement and returns.
Empower users to engage, and share data. Create personalized experiences with seamless web UI integration into wallet passes.
Streamline data processing, consent management, and user authentication. Everything is automated and fully compliant with strict regulatory standards.
Start your POC or project instantly. Everything you need, from setup to distribution, is built in—no extra tools or tech capacities required.
Antony Elliott
Head of Digital R&D, Zurich Insurance
13
business units
12
countries
50%
adoption
Partners
Guidewire, Keylane, MSG, BSI, Adesso — we integrate with the systems your IT already chose. No rip-and-replace. No parallel universe. Just your infrastructure, finally reaching your customer.

ISO 27001. ISO 9001. FSQS. DORA-ready. GDPR by design. We process health data for some of Europe's largest insurers. Our compliance isn't a feature — it's the price of entry. We've already paid it.
We can talk about it sometime. Then we’d have to hmmmja phone or something, or you could send us a fax.