The Relationship OS for Insurance

Your systems are powerful. Your customers can't tell.

We connect your infrastructure with the one place 4 billion people already carry. Contracts, claims, prevention, payment — one touchpoint, every line of business.

Not a pass designer. Core infrastructure.

Wallet Technology

Your policy admin, claims system, CRM, partner network — they all work. They just never reach the customer. We plug into what you already have and make it visible, valuable, and usable. Through the wallet your customers already carry.

97%

retention (vs. ~24% for apps)

50-90%

activation

>25%

service engagement

7

weeks to go live

Not features. Relationship Operations.

Wallet Technology

The things your customers actually experience. The things that turn a policy from a piece of paper into a living relationship.

Onboarding

Digital insurance card in Apple Wallet & Google Wallet on day one. Relationship channel established — no app download needed.

An orange shield icon with a checkmark.

Prevention

Compliant, individualised communication that helps your customer avoid damage — not just file a claim after.

Claims initiation

Customer starts a claim directly from the wallet card. No portal, no app, no login, no paperwork.

Payment

The insurer delivers on their promise in the moment it matters. No advance, no paperwork, no weeks of waiting.

Service access

One tap and your customer is connected to your entire partner network. No registration, no searching, no hotline.

Renewal & value triggers

Proactive impulses at exactly the right moment — routed into your existing processes.

Two smartphones on a pink background displaying a digital insurance card.

Fallstudien

Trusted by Giants.

30+ carriers across the world. Motor, life, health, travel, property, fleet. From single use case to global rollout.

€7M

per million clients processed

Your systems already paid for the value. We make your customers see it.

Wallet Technology

For every million clients processed, our customers generate €7M in measurable impact. Not through new products — through activating what's already there. The prevention program nobody uses. The partner network nobody finds. The renewal that starts too late.

Features

The Wallet Studio Platform

No need to build anything new — our platform lets you seamlessly customize and compose, saving time and effort for everyone.

Projekt entwerfen

Funktionen anpassen

Kampagnen einrichten

Karten verteilen

Cross-Platform Pass Creator

One solution, all platforms. Build and design a wallet solution that works seamlessly across Apple, Google, and all devices.

Interactive UX Composer

Easily add powerful features to your wallet solution with simple drag-and-drop actions. Create interactive, seamless, omnichannel experiences.

Marketing Automation Suite

Send intelligent, personalized notifications and updates, triggered by customer actions, data, or events—maximizing engagement and returns.

Web Interaction Designer

Empower users to engage, and share data. Create personalized experiences with seamless web UI integration into wallet passes.

Compliance Control Center

Streamline data processing, consent management, and user authentication. Everything is automated and fully compliant with strict regulatory standards.

Tech-Free Launchpad

Start your POC or project instantly. Everything you need, from setup to distribution, is built in—no extra tools or tech capacities required.

"13 business units. All corners of the world. And that's just the beginning."

Antony Elliott

Head of Digital R&D, Zurich Insurance

13

business units

12

countries

50%

adoption

Partners

Plugs into what you already run.

Guidewire, Keylane, MSG, BSI, Adesso — we integrate with the systems your IT already chose. No rip-and-replace. No parallel universe. Just your infrastructure, finally reaching your customer.

The Google logo.The SkenData logo.The MSG logo.The Air Doctor logo.

Integration & Technology

Insurtech & Innovation

Enterprise-grade. Audited. Boring on purpose.

ISO 27001. ISO 9001. FSQS. DORA-ready. GDPR by design. We process health data for some of Europe's largest insurers. Our compliance isn't a feature — it's the price of entry. We've already paid it.

They noticed.

The Suddeutsche Zeitung logo.The Handelsblatt logo.The Herbert Frommes Versicherungsmonitor logo.

We can talk about it sometime. Then we’d have to hmmmja phone or something, or you could send us a fax.